Based in Langley, WA · all of Whidbey Island and north to the Skagit Valley
Custom Homes · Remodels · Free Estimates (360) 544-9027
Cedar shingle cabin with a stone chimney and a green metal roof
Service Area

Custom Home Builder in Oak Harbor, WA

Serving Oak Harbor · Island County

Custom Homes, Remodels and Outdoor Living for Oak Harbor Homeowners

Oak Harbor sits at the north end of Whidbey Island, next to Ault Field. Naval Air Station Whidbey Island flies out of that airfield. City code puts an aviation environs overlay on the land around it. Inside that overlay a new home needs a 25 or 30 decibel noise level reduction.

Culver Built is a design-build custom home builder based in Langley, at the south end of the same island. We build custom homes on Whidbey Island and we run design and construction under one contractor. We also remodel Oak Harbor homes and build the decks, siding, roofing, concrete and site work around them. Call or text (360) 544-9027 for a free estimate.

What We Do in Oak Harbor

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Building a custom home in Oak Harbor

Oak Harbor lots fall into a few types. In-town lots sit on city water and sewer, and the city buys that water from Anacortes off the Skagit River. View lots look over Crescent Harbor, Penn Cove or the water off West Beach. Out toward Swantown, Clover Valley and Dugualla Bay you get wooded acreage on a well and a septic system.

Inside city limits the city's Building Division reviews, issues and inspects the permit. Oak Harbor has adopted the International Residential Code with the Washington State amendments and the state energy code. Applications go through the city's online permitting platform. Outside city limits, Island County Planning and Community Development in Coupeville handles the permit instead.

We design the home, price it and build it, so one contractor answers for the whole job. Our estimating study prices a full materials list with local vendors, then labor and work orders. You see a clear bottom line before the dirt moves. The company has more than 30 years of building experience and is licensed, bonded and insured.

Remodels and additions on older Oak Harbor homes

Census figures put the typical Oak Harbor home at about 1990. Roughly a third of the city's homes went up before 1980. Those houses were built for a different way of living. Kitchens are closed off, baths are small, and the exterior has taken thirty or forty island winters.

We handle remodeling an older Oak Harbor home from the drawings through the finish work. That starts with as-built drawings of the house, so the redesign matches what is actually there. Once the walls are open we find and fix structural, weather and moisture problems. Then the new layout goes up on a sound frame.

Additions near Ault Field carry the noise rules too. City code applies its noise standards to the part being added, to the extent the building official finds practical. We plan the window, door and ventilation package around that when we draw the addition. The city confirms it at plan review.

North Whidbey weather, wind and water on the lot

Oak Harbor sits in the Olympic rain shadow, and the weather record shows it. The station at Ault Field averages about 20 inches of rain a year. Seattle-Tacoma Airport averages about 39 inches. November is the wettest month up here at about three inches.

Drier still means wet from October through January, and the water has to go somewhere. Under the topsoil much of the island is dense glacial till, so water travels sideways. That is why clearing, grading and drainage comes first on most lots. We run our own excavators, dump trucks and a skid steer for that work.

Wind matters as much as rain here. Island County's design criteria list a basic wind speed of 97 miles per hour for the island. Topographic wind speed-up effects are marked yes, so confirm the values for your lot with the city. We detail the roof, the flashing and the siding for that exposure.

Decks, siding and outdoor space on Oak Harbor homes

Salt air and wet winters are hard on the outside of a house. We build a custom deck in wood or composite, and we like ironwood decking for how it holds up. Cable railing keeps the view open on lots above Crescent Harbor or West Beach. Covered decks buy you the shoulder seasons.

We install cedar shingle, fiber cement and composite siding on Oak Harbor homes. The house wrap and flashing get detailed for the wet side of the state. One recent job took a stucco house to cedar shingle siding, a new roof and a new deck. On roofs we assess ventilation, insulation and rot before calling it repair or replacement.

Outside the house we pour stamped and colored concrete patios, walkways and driveways. We also build paver patios, steps and garden walls. One customer came to us with only a vague idea of the outdoor space she wanted, and we built it. Our Google rating is 5.0 from seven reviews.

Communities and areas we serve around Oak Harbor: Crescent Harbor, Scenic Heights, Swantown, Dugualla Bay, Strawberry Point, Polnell Point, Rocky Point, Clover Valley, Silver Lake, San de Fuca, West Beach, Ault Field.

Oak Harbor ZIP codes served: 98277, 98278.

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Serving Oak Harbor and nearby

Free estimates throughout Island County and the surrounding area.

(360) 544-9027
Our Services in Oak Harbor

Every Service We Bring to Oak Harbor

Custom home builder in Langley, WA

Custom Homes

Design-build custom homes on Whidbey Island, from the raw lot through design, site work and construction, with the same design-builder in every phase.

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Remodeled great room with a double-sided fireplace and tile floor

Home Remodeling

We remodel Whidbey Island homes, from one room to the whole house. Kitchens, bathrooms, additions and exterior remodels, all under one contractor.

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Aerial view of a custom home with a standing seam metal roof and covered patio

Design-Build

Culver Built is a design-build contractor based in Langley on South Whidbey Island. We carry a custom home or a remodel from concept through design, estimating and construction.

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Custom deck with cable railing overlooking the water on Whidbey Island

Custom Decks

We design and build custom wood and composite decks across Whidbey Island. Ironwood decking and cable railing on view decks, built for a wet marine climate.

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Exposed aggregate concrete driveway curving past a house

Concrete Patios

Concrete patios, walkways and driveways on Whidbey Island, including stamped and colored concrete. We handle the base and the drainage under the slab with our own equipment.

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Paver patio with a water view and a plate compactor during installation

Hardscaping

We build paver patios, walkways, steps and the outdoor living areas that tie them to the house. Every one gets the excavation, base and drainage that Whidbey Island ground needs.

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Remodeled home with new cedar shingle siding, a black metal roof and a deck with red chairs

Siding

Cedar shingle, fiber cement and composite siding on Whidbey Island homes. We handle the house wrap, the flashing and the rot we find under the old wall.

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Log home with new roof framing and underlayment going on during construction

Roofing

We look at the whole roof before we price the work. Metal roofing and asphalt shingle roofs on Whidbey Island homes.

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Two excavators on a freshly graded building site on Whidbey Island

Site Development

We clear, excavate, grade and drain the building site before the foundation goes in. Driveways, building pads, utility trenching and demolition are part of the same phase.

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Google Reviews

5.0 on Google From Whidbey Island Homeowners

Real reviews from real island projects on Google.

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Jeff and his team were incredible to work with, and I cannot recommend them highly enough! I approached Jeff with only a vague idea of what I wanted, and together we worked to create an outdoor space that was a thousand times better than anything I could have imagined on my own. He’s got a great eye and sense for space, and I really appreciated his passion for, and collaborative approach to our project. The guys he employs are kind, respectful and talented. I’ve done a number of projects with crews before, and I was so impressed with both the quality of work and professionalism across the entire team. We’re already freaking up future projects, and I genuinely am looking forward to working with Culver Builds again and again!

Caitlin Robbins6 months ago · Google review

I highly recommend Jeff Culver and his team. They replaced my roof, demolished an outbuilding, and helped me with a foundation and siding project. Jeff was up-front about cost and communicative as the project went on. I will use Culver again for future projects.

Greg Hensrude7 months ago · Google review

We purchased our dream home on the west side of Whidbey Island above the Puget Sound with 180-degree views of the water and the Olympic Mtns. While we knew the driveway would need to be redone eventually, we soon learned that proper drainage to protect the house and garage had never been installed when the house was originally built. Jeff and his team resolved all of our issues. In front of our garages, Jeff installed proper French drains, a catch basin, and sump pump that pumps the water away. At the same time, Jeff installed proper drainage around the house. Our driveway was a packed dirt path with virtually no stone base. Jeff initially properly graded the driveway before first add a stone base, then a finishing base. After compacting the stone material, our driveway is almost as hard as concrete or asphalt and is 2-3 feet wider and more accessible. While Jeff was working near the garage with his excavator, he accidentally hit the gutter. Jeff immediately told me what happened and within 48 hours, Jeff had an outside gutter company come in and replaced the entire gutter. I appreciated his upfront honesty. As to communication, Jeff could not have been better. I found him through a Google search. He returned my original call within 2 hours. On Whidbey Island you are lucky to even have a contractor return any call. Jeff came out the same day to scope out the work and started the job within 10 days in my case. He and has team where there each day continuing to make progress. Needless to say, I give Jeff a 5-star review and when the next project comes up, I will certainly be reaching out to Culver Construction. Think this review isn’t legit, think again. I’m a small business owner with 50 employees, worked with countless vendors and customers. I know what good service looks like and when it isn’t.

Erick Spronck9 months ago · Google review

We recommend Jeff Culver because he is reliable, hard- working, and creative. So we thought a simple driveway was a piece of cake, NOT! Jeff had solutions, great design concepts (that we never thought of...), and he LISTENED to us! His creativity and personal attention made this a win-win for us. We are very pleased with the final result. It has improved the appearance & value of our property. Yes! We recommend Culver Construction!

Teddy Reesa year ago · Google review

Met or exceeded expectations in all aspects. Communication, follow up and job execution were all top notch. Highly recommended!!

Bruce Gallagher5 months ago · Google review

What started as a small demolition project turned into something much more complicated. Jeff and team not only handled the demolition, but they also helped solve a myriad of other problems, including figuring out how to handle a significant amount of water that had pooled under the dilapidated structure as well as hillside water runoff (which was done via a curtain drain and other features added to the property). They were respectful of our neighbors, taking care to minimize the impact of their heavy machinery to surrounding easements and property. Overall, we’re very pleased with the outcome and are looking forward to new uses for the cleared and restored property.

JS A10 months ago · Google review

Jeff is super knowledgeable through all phases of construction and great to work with. Looking forward to our next project!

Oak Harbor FAQ

Questions From Oak Harbor Property Owners

A few of the questions we hear most around Oak Harbor. If yours is not here, call or text and ask.

Call (360) 544-9027

Do you build in Oak Harbor if you are based in Langley?
Yes. Oak Harbor is at the north end of the same island we are based on. We get there by road, and Whidbey Island is home ground for us. We come out, look at the site or the house, and talk the plan through before any estimate.
Who issues the building permit for a house in Oak Harbor?
Inside city limits the City of Oak Harbor Building Division reviews, issues and inspects it. The division works out of City Hall, and applications go through the city's online permitting platform. Outside city limits, Island County Planning and Community Development in Coupeville handles the permit. We prepare and submit the plan set either way, and the reviewer makes the call.
What are the noise rules for a new home near Ault Field?
Oak Harbor's aviation environs overlay sets noise subdistricts around the airfield. City code calls for a 25 decibel noise level reduction in the 60 to 65 Ldn zone. At 65 Ldn and above it is 30 decibels. That shapes the windows, doors, wall assemblies and the ventilation. The contours sit on the official zoning map, so check with the city where your lot lands.
Do I need a well and a septic system outside Oak Harbor?
Usually yes. Island County reports that about 72 percent of residents use septic systems, and a similar number use groundwater. Since March 2024 a county building permit submittal has needed a site registration and a septic design. An approved access permit, an address and a water availability verification go with it. A qualified septic designer draws the septic and county health reviews it, and we do the site work.
What drives the price of a custom home in Oak Harbor?
The lot usually decides more than the house does. Access, slope and how far power and water have to run all move the number. A well and a septic system add to it, and so does the noise package inside the overlay. We price a full materials list with local vendors, then labor and work orders. Estimates are free, so call or text (360) 544-9027.
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Get In Touch With Culver Built

Tell us about the lot or the house and what you want to build. You can also call or text (360) 544-9027 to set up a free estimate.

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Call (360) 544-9027